Death of Father at an early age is very likely, Or else there'll be a difficult relationhip, Problems with the left eye, Will choose to live in a distant land, Or mediate in solitude away from the rest of the world, In extreme cases will be drug-user/ alchoholic.

Health problems during childhood, Death of mother at an early age is likely, Or else not a very close bond with her, Tremendous hardships inflicted by female family members & friends; Loner, Spiritual, Meditative.

Mercury in 12th empowers the man to hang on to his wealth, even if it means by being thrifty; Not many expenses in life, Won't be bothered by frauds & burglars, Will donate money to good causes, Will enjoy a good sex life.

Like Mercury, Venus too empowers the person to hang on to his wealth, by being thrifty at times; Not many expenses in life, Will spend money wisely - but at times will give in to temptation & spend money on luxury items, Difficult to explain (as 12th is a bad house indicating expenses)  but his marriage & wealth will remain intact!

Watch out for problems with the left eye & the left ear. Will have a strong sex drive & enjoy his sex life, Lots of debt/ expenses, Will find it a challenge to save money, Not close ties with siblings, Vulnerable to burglars & frauds, In extreme cases will be sinful & will spend a lot of time in jail.

Thrifty & capable of hanging on to his wealth, Not interested in religion or philosophy, Will enjoy a good sex life, Higher studies may be interrupted, In extreme cases Arrogant, Bragging, Foul-mouthed, Shameless & Lazy.

Both longevity & leadership abilities are severly affected, Saving money will prove to be a challenge, Little or no sex-life, Problems with the left eye, left ear/ the feet, Unstable career, In extreme cases a congenital deformity is quite likely.

The person will associate himself in bad company, Will spend whatever he earns, but Rahu in Gemini/Virgo ensures his wealth is not wasted.

Ketu in 12th is excellent for seeking happiness & spiritual knowledge, Although he'll have excellent powers to judge people he will meet with unexpected expenses & may have troubles with the left eye/ left ear.